Sick of missing bills, paying overdraft fees, and putting your groceries on a credit card?!
It's time to make a change.
The way you've been managing your money hasn't been working but there is a solution.
Introducing the
A super simple method of managing your money that will help you stay on top of your bills, save money, pay off debt, and finally stick to your budget without feeling restricted.
Love this binder! Really helped me get my 2020 off to the right start!
— Katie
Does the "B" Word give you a bad taste in your mouth?
Have your past experiences and failures with budgeting lead you to believe...
- Budgets are restrictive and will keep you from being able to do the things you want
- You work hard for your money and should be able to spend it how you want
- You're not a numbers person so you're not equipped to handle your family's budget
Budgets get a bad rep. It's a myth that a budget = lots of rules and restrictions. In fact, it's just the opposite.
Your budget gives you CONTROL.
Your budget gives you FREEDOM.
Your budget puts you in the driver's seat and you tell your money where to go. Whether you're a new or a seasoned budgeter the Begin to Budget Bundle will help you...
- Get a good handle on your current financial situation
- Organize your finances so they are easier to manage
- Create a monthly budget you can actually stick to
- Set and achieve financial goals you never dreamed possible
- Pay off debt and live a debt-free, stress-free life
- Build an emergency savings fund (even if you're broke)
- Help you and your partner finally get on the same page and stop fighting about money
The BTBB is an affordable solution that offers a simple way to organize your finances without the overwhelm and includes everything you need to manage your money each month.
With undated pages so you can purchase once and print year after year to keep your finances organized and running smoothly.
Easy to print and implement. Pages are well laid out.
— Marcia
- You've tried budgeting before but the expenses always outweigh the income, right?
- You feel like you're drowning in bills and unexpected expenses and you just can't seem to catch a break...
- You feel anxious and overwhelmed when it's time to pay bills or login to your bank account.
- You feel guilty because you don't know when you'll be able to take your kids on vacation.
OVERSPENDING
You walk into Target for two things and you walk out wondering who in the heck put $150 worth of merchandise in your cart?!
GROWING DEBT
You've tried countless times to stop using credit cards but there is never enough money left to make it through the month.
MISSED PAYMENTS
You're wasting your money on late fees for missed payments and overdraft fees at the bank but you just can't get organized.
But what if you could...
💭 Live without constant money stress and uncertainty?
💭 Successfully manage your family's finances in just a few minutes each day?
💭 Pay your bills on time every month, pay off your debt, and actually save money each month?
💭 Give yourself permission to spend without guilt and regret?
Take a closer look...
34 Printable pages designed in muted colors to save your ink.
The Begin to Budget Bundle will help new budgeters and veteran budgeters alike giving you a simple system to plan ahead and manage your finances in only a few minutes each day.
Budgeting isn't one-size-fits-all.
The BTBB includes two different budgeting worksheets so you can choose the layout that works best for you and your specific financial situation.
Debt is robbing you of financial freedom. You'll find multiple debt trackers and worksheets so you can create a specific debt payoff plan and get out of debt faster than you ever thought was possible.
As your debt decreases, watch your net worth increase with the net worth tracker.
Saving money can sometimes feel impossible but it's an essential part of improving your finances.
In the BTBB you'll find several different worksheets to help you track your savings goals so you can save an emergency fund, grow your sinking funds, and set and achieve fun savings goals.
Organizing your bills and expenses is an essential part of budgeting.
Both monthly calendars and a blank version are part of the BTBB so that you can visually plan out your bills and expenses for the month and make sure you never miss a payment again.
Here's what you'll get:
- Cover Page
- Financial Inventory Worksheet
- Financial Goals Worksheet
- Accounts Overview
- Expense Overview
- Spending Tracker
- Financial Audit Checklist
- Paycheck Budget Worksheet
- Monthly Budget Worksheet
- Debt Payoff Tracker
- Debt Snowball Worksheet
- Bill Payment Tracker
- Subscription Tracker
- Emergency Fund Tracker
- Sinking Fund Tracker
- Net Worth Tracker
- Savings Tracker
- Yearly Overview
- Savings Account Register
- Checking Account Register
- Savings Challenge Worksheet
- Reverse Challenge Worksheet
- Monthly Bill Calendars
- Blank Bill Calendar
Hi, I'm Kristin
And I can't wait to help you master your budget!
If you're feeling frustrated with your finances, you are not alone...I know exactly how you feel.
The Begin to Budget Bundle was born from my struggle to learn how to budget (after years of failing).
My husband and I paid off $54,500 of debt in just under 20 months and I credit much of our success to the Begin to Budget Bundle (BTBB).
After years of overspending, climbing credit card bills, and a love affair with Target I finally developed a way to manage our money that empowered us to break the paycheck-to-paycheck cycle, save money and get out of debt.
The BTBB helped us change our lives and it will do the same for you!
Excellent product, super complete, a bunch of really useful, and great resources to organize your finances!
— Gloria
Our mission is to empower you to take back control of your finances and show your money who's boss. When your financial house is in order you will experience less stress and worry surrounding money...
When you have a system in place to help you manage your money day in and day out you will become motivated by your own progress and actually look forward to logging into your bank account...
When you learn to budget successfully you will finally be able to go food shopping without having to put your groceries on a credit card...
...and you will learn that it IS POSSIBLE to love life on a budget!
The BTBB is for you if:
- You're sick of living with money stress
- You're ready to make a change with your finances
- You need some accountability with your budget
- You already budget but need some helps with organizing your financs
- You're looking for a simple system that isn't complicated or confusing
- You're sick of living paycheck-to-paycheck
- You want finally be able to stick to a budget
- You are ready to get out of debt
- You want to be prepared for emergencies
The BTBB is NOT for you if:
- You don't want to budget your money
- You're not willing to learn a new way to manage your money
- You don't mind living paycheck-to-paycheck
- You don't care where your money is going
- You're not interested in creating new money habits
- You don't want to plan for the future
- You don't want to organize your finances
- You don't have a way to print the bundle
I really appreciate the step-by-step daily "how-to" emails! They helped me to not become overwhelmed by it all. The COVID-19 pandemic has everyone in a panic over finances with the highest unemployment claims. It is forcing everyone to reevaluate their finances. Thank you for such an easy-to-follow outline. I feel relieved knowing I'll be okay.
— Cyndi
Frequently Asked Questions
How fast do you ship?
The BTBB is a digital product. That means as soon as your purchase is processed you will have the digital file available to download and print at your own convenience. IF you don’t have a means to print this product, please do not make a purchase.
What if I don't have a color printer?
No worries! When you purchase you will receive 2 files: a color version and a black + white version, for your convenience!
When does it expire?
Once you purchase the BTBB it is yours forever. You can download the file and save to your computer to print as many times as needed.
What if I don't like it?
I truly believe it takes a solid 3 months to get the hang of budgeting. Remember, no system will work if you don’t consistently work it. That being said, if you give this planner a good try and just don’t see any changes in your finances from using it, I offer a 100% Money-back guarantee for 90-days after date of purchase. Email me at hello@centsandpurpose.com.
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